Insurance & Payment

Investing in your mental health should be clear, straightforward, and empowering.

At SageMind Psychology, we understand that paying for therapy can feel complicated. That’s why we make it easy to navigate out-of-network mental health benefits, ensuring you can focus on your care—not paperwork.

Out-of-Network Coverage

Like most private mental health providers in New York and New Jersey, our therapists are out-of-network. This means we do not accept insurance directly. However, we provide all the documentation you need, including receipts, diagnosis codes, and superbills, so you can submit claims for reimbursement efficiently.

Reimbursement is common. Most clients are reimbursed 50–100% of session costs if their plan includes out-of-network coverage. We encourage contacting your insurance provider in advance to confirm your benefits. If you’d like, we can call your insurance on your behalf—just email info@sagemindpsychology.com.

Helpful questions for your insurance provider:

  • What is my deductible, and have I met it?

  • Are there limits on the number of covered sessions per year?

  • Are the following CPT codes covered?

    • Intake Appointment: 90791

    • Individual Therapy: 90834

    • Parent/Family Sessions: 90846

    • Group Therapy: 90853

We also partner with Reimbursify to make submitting claims fast and easy from your smartphone.

Payment Methods

We accept all major credit, debit, HSA, and FSA cards through our secure, HIPAA-compliant client portal. For intake appointments, payment is due upon booking to secure your spot. For all subsequent sessions, payment is due the day of your appointment. Monthly statements are provided for reimbursement purposes, and you can download statements at any time from the portal.

Session Fees

Our fees reflect the expertise, training, and dedication of our therapists. 

Licensed Master Social Workers (LMSW) – Caitlyn DeAprix, Rachel Seng, Luke Chobanian

  • 45 min: $225

  • 60 min: $300

Licensed Clinical Social Workers (LCSW) – Kristin Peterolff

  • 45 min: $260

  • 60 min: $350

Licensed Clinical Psychologists Dr. Amber Cope and Dr. Stacy Beach

  • 45 min: $275

  • 60 min: $367

Clinical Director & Psychologist (PsyD) – Dr. Rebecca Kason

  • 45 min: $400

  • 60 min: $535

Additional Fees:

  • Intake Appointment (required): $370

  • Group Session (60 min): $120

Your Treatment Plan

After your intake appointment, our team carefully develops a personalized treatment plan based on your individual needs. This plan specifies recommended services, frequency, and evidence-based interventions. Our goal is to help you reduce symptoms efficiently and feel your best as quickly as possible.

We offer a wide range of services, including:

Frequently Asked Questions

How long will therapy take?

Therapy is individualized. Your therapist will work with you to determine the frequency and duration best suited to your goals.

Can I join sessions from my car?

Yes—if it is safe and private. Your therapist will ensure you are in a secure, confidential space before beginning. You may not be driving during the session and you must be alone. 

What if I need to cancel or reschedule?

Please provide at least 48 business hours’ notice to avoid fees and help us offer your spot to another client.

Can I take a break and resume therapy later? 

Absolutely. Check in with your therapist first to review goals and transition plans.

Can I contact my therapist between sessions?

Yes, via email or voicemail. For urgent matters, please call 911 or go to your nearest ER.

What if therapy isn’t the right fit? 

We take the fit seriously. Discuss concerns with your therapist or contact our clinical director to find a better match.

Do you offer virtual services? 

All therapists provide virtual therapy for clients in NY and NJ. Caitlyn Roy and Dr Rebecca Kason also offer virtual therapy in MA. Dr. Stacy Beach offers virtual therapy in over 40+ states. Some also offer in-person sessions at 26 Court St, Brooklyn Heights.

Why Choose SageMind Psychology?

We treat your time, money, and commitment to therapy with the utmost respect. Our therapists receive ongoing supervision from experts in the field, and we keep caseloads low to provide truly personalized care. For every hour spent with your therapist, an additional hour is dedicated behind the scenes to optimize your treatment and progress.

Your investment in therapy at SageMind Psychology is not just a session—it’s a path toward meaningful transformation, resilience, and lasting growth.